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Home Insurance Encinitas

Posted by on Mar 13, 2020 in California Fire Insurance, California Insurance, Encinitas Insurance, Fire Insurance, Home Insurance, Homeowners Insurance | 0 comments

If you need home insurance in Enicnitas and would like a great price with a top local agency don’t hesitate, call or email Lanni Insurance today. Located in San Elijo Hills between La Costa and Olievenhain at the intersections of Encinitas, Carlsbad, and San Marcos, Lanni Insurance is your go-to local insurance agency.  We know the brush zones of California and we can find insurance for your home.  We love to insure our neighbors and we pride ourselves on giving back to our community. We can bundle your home with your autos, life or...

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California Fair Plan Companion Policy Escondido

Posted by on Feb 25, 2020 in California Fair Plan, Companion, Difference In Conditions, Escondido Insurance, Fair Plan, High Brush Insurance, High Brush Zone Insurance, Wraparound | 0 comments

At Lanni Insurance, we have heard from many customers in Escondido that they are being dropped from their current company and have to purchase Fair Plan policies in order to obtain home insurance coverage on their home. The Fair Plan is a policy which is available to all homeowners in the State of California regardless of brush fire score, but only provides coverage for a limited number of risks. While it can cover fire, smoke, internal explosion and other perils, it cannot cover certain perils such as water, theft, and personal liability. In...

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Homeowners Insurance in San Elijo Hills and San Marcos

Posted by on Feb 21, 2020 in High Brush Insurance, High Brush Zone Insurance, San Diego Fire Insurance, San Diego Insurance, San Elijo Hills Insurance, San Elijo Insurance, San Marcos CA Insurance, San Marcos Insurance, Wildfire Insurance | Comments Off on Homeowners Insurance in San Elijo Hills and San Marcos

There are many areas in San Diego we have been seeing homeowners being dropped or having difficulty finding home insurance such as San Elijo Hills and San Marcos, Your zip codes maybe 92078, 92069, and others. We insure dozens of homes in California’s  high brush zones every month. We live and work in a high brush and wildfire zone and we know the special needs and challenges high brush zone homes have in CA. If you are a homeowner in one of these areas or any of the high brush zone areas in California please do not hesitate to call...

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Life Insurance in California

Posted by on Feb 19, 2020 in California Insurance, Life Insurance | Comments Off on Life Insurance in California

Life insurance is the most important policy you can have. It is what pays your mortgage, allows your spouse to grieve, and puts your children through college when you pass away.  At Lanni Insurance we understand that life insurance is absolutely necessary for everyone in California. Life Insurance does the following: Protects your income.Protects your mortgage.Protects your family’s way of life.Pays for your children’s education.Leaves a financial legacy for your family.Leaves a legacy with life insurance as a charitable...

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Earthquake Insurance in San Elijo Hills

Posted by on Feb 19, 2020 in California Insurance, Condo Insurance, Earthquake Insurance, HO6 Insurance, HOA Insurance, Home Insurance, Homeowners Insurance, San Diego Insurance, San Elijo Hills Insurance, San Elijo Insurance, San Marcos CA Insurance, San Marcos California Insurance, San Marcos Insurance | Comments Off on Earthquake Insurance in San Elijo Hills

In California, because the likelihood of a large earthquake is so high and the results could be so catastrophic (fires, electrical outages, flooding, and other perils often follows these quakes and cause more damage than the quake itself) that while some insurance companies have limited coverage available through their policies for an extra premium, most insurance companies only write Earthquake Insurance through a separate entity – the California Earthquake Authority (CEA.) With that knowledge combined with personal experience of damage to...

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