Americans are now required to purchase and maintain health insurance now that the Affordable Care Act is in full effect.  And many Rancho Bernardans are looking to obtain health insurance now to avoid the increasing tax penalties that come with not carrying health insurance.

At Lanni Insurance we know that shopping for health insurance amidst the continuously changing currents of Health Insurance Reform can be confusing, and we’re here to help!   Located conveniently and locally in North County, we offer our Rancho Bernardo health insurance clients the even greater convenience of being able to conduct all of their health insurance purchasing and planning online and over the phone with us so they can choose the perfect health insurance policy for them and their family or business from the comfort of their home and on their own schedule.

Our licensed and Covered California certified office is appointed privately with all the major health insurance companies in California.  We do the work for our clients – unlike buying direct through the company itself or purchasing an plan on an online aggregator site – and we are your advocates.

Best of all our help, advice, and expertise is free to you and you get the lowest cost available when you buy from us.  We and the carriers charge you nothing for our services except your same low premium.

Our Rancho Bernardo health insurance clients often need us to research which carriers accept which North County San Diego health insurance providers and the answers can change often.  We keep on top of all of these changes for our clients and can make recommendations that will save you money and time – not to mention shorten your commute to the doctor or hospital.

With all that Lanni Insurance can do for you at the same lowest price available and no added fees, why go anywhere else?  Simplified, quick, comprehensive.  That’s the Lanni way.  Give our dedicated staff a call today at 760-815-7563 or email us at  We look forward to taking the confusion out of purchasing health insurance.