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Terms and Conditions

Acceptance of Terms

By visiting, accessing, viewing or otherwise using this website and the information contained herein, you agree to be held to the terms and conditions described in this Terms & Conditions page.  If you do not want to be bound by any of these terms please leave this website.  If you do not want to be bound by any of these terms please understand that your use of this website is without our authorization.


No Warranties and Hold Harmless

The information contained in this website is for general information purposes only and accessing it or contacting us through the website does not create, guarantee or qualify you for insurance coverage or other service or benefit.  Lanni Insurance makes no guarantee nor does it warrant that any third party service/benefit/insurance provider (“Provider”) shall agree to provide or offer any particular product, coverage, benefit, service or price to anyone.  Lanni Insurance is an insurance broker and is not an insurance Provider.   The information, products, benefits, and or services discussed in this website may not be applicable or available in all areas or to all persons.

 

The information and discussion in this website is not intended to apply to any particular circumstance or situation and you are invited to contact Lanni Insurance directly to discuss your particular needs and goals.  The testimonials provided by our valued clients are not intended to nor should be taken as a warranty or guaranty of performance or result with regard to whether any particular benefit, service, insurance or other product will be offered or provided to you, at any particular price for any particular time period.

 

The website is provided on an “as is” basis without any warranties of any kind to the extent allowed by applicable law.  You agree to HOLD Lanni Insurance harmless and to indemnify it with regard to your use of this website for (1) any and all damages, including but not limited to consequential damages; and  (2) any and all claims, including but not limited to claims sounding in contract, tort, negligence, equity or at law.  YOU AGREE THAT WE ARE NOT LIABLE OR RESPONSIBLE FOR THE CONDUCT OF THIRD PARTIES OR PROVIDERS IN RELATION TO THEIR PERFORMANCE OR NONPERFORMANCE UNDER ANY INSURANCE POLICY, BENEFIT, PRODUCT OR SERVICE PROVIDED OR OFFERED TO YOU BY SUCH THIRD PARTY OR PROVIDER.

 

The information, pricing, estimates, and product information in this website may change without notice.  Please feel free to contact Lanni Insurance directly for information regarding your insurance needs for current information or to discuss specific matters.

 

Intellectual Property

All images, articles and other content in this website are owned by Lanni Insurance unless otherwise indicated or were obtained from the public domain and are used under the belief that Lanni Insurance’s use of such material does not violate any third party’s rights to such material.  The website and its contents are for the visitor’s personal, noncommercial use.  The website may use or refer to the intellectual property, including trademarks and copyrights belonging to others.  No ownership is claimed over the intellectual property of others.  If you are an owner of any intellectual property used in this website and you wish to discuss Lanni Insurance’s use of such intellectual property and or to have such intellectual property removed, please contact Lanni Insurance directly.

 

No license or right in any of Lanni Insurance’s intellectual property (trademarks, service marks, trade secrets, copyrights, etc.) is granted to any visitor of the website.  We reserve the right in our absolute discretion to limit the use of any of our intellectual property.

 

This website may link, republish or refer to publications, websites or content created or owned by third parties; you recognize that Lanni Insurance does not warrant the accuracy of the content put forth by third parties.  Such connection or reference between this website and third party resources is not meant to imply any ownership, partnership, control, endorsement, sponsorship, or any other similar relationship between Lanni Insurance and any third party, unless otherwise expressly stated.

 

If you wish to link to this website or republish any of the content contained herein for commercial purposes, then you agree that you shall only do so subject to Lanni Insurance’s grant of authorization and you further agree to immediately remove such link or republication immediately upon demand by Lanni Insurance.

 

No Professional Advice

We are not licensed attorneys and nothing in our website is intended to nor should be taken as legal advice.  You are advised to consult with a properly licensed attorney of your choosing regarding any legal questions you may have.

We are not licensed medical practitioners and nothing in our website is intended to nor should be taken as medical advice.  You are advised to consult with a properly licensed medical practitioner of your choosing regarding any medical questions you may have.

None of the information contained herein is offered as legal, accounting, medical or other professional advice.

 

Your Information

We will maintain your information in confidence subject to: any applicable law, court order or subpoena, or your authorization of disclosure.  We will not provide your information to any marketing companies for commercial purposes.

 

By emailing us you are authorizing us to use your information for the purpose of providing you services or information that you request us to provide.  You recognize that communications by email or the internet may not be secure.  As part of performing our services (e.g. services that we provide related to: service on your account, underwriting, obtaining quotes, determining eligibility for coverage, processing claims, etc.) we may disclose your information to Providers or third parties as allowed by your authorization, or under applicable law.

 

Please note that we cannot control or warrant the security or conduct of any third parties with regard to information you authorize us to provide to any third parties as part of providing you services.

 

Jurisdiction

Any disputes arising out of or related to the use of this website shall be governed and enforced in accordance with the laws of the State of California.  You agree that the location that these Terms & Conditions were entered into is the City of San Marcos, in the County of San Diego for purposes of contract interpretation and enforcement.

 

Severability and Integration Clause

If any provision contained herein is found by a Court or arbitrator of competent jurisdiction to be invalid or unenforceable under California law, the other provisions shall remain in full force and effect and shall be interpreted in a manner to give effect to the remaining provisions regardless of the invalidity or unenforceability of the invalid or unenforceable provision.  The provisions specified herein constitute the entire agreement regarding this website unless otherwise specified in a writing mutually executed between you and Lanni Insurance or as required under the law.

The website is provided on an “as is” basis without any warranties of any kind to the extent allowed by applicable law.  You agree to HOLD Lanni Insurance harmless and to indemnify it with regard to your use of this website for (1) any and all damages, including but not limited to consequential damages; and  (2) any and all claims, including but not limited to claims sounding in contract, tort, negligence, equity or at law.  YOU AGREE THAT WE ARE NOT LIABLE OR RESPONSIBLE FOR THE CONDUCT OF THIRD PARTIES OR PROVIDERS IN RELATION TO THEIR PERFORMANCE OR NONPERFORMANCE UNDER ANY INSURANCE POLICY, BENEFIT, PRODUCT OR SERVICE PROVIDED OR OFFERED TO YOU BY SUCH THIRD PARTY OR PROVIDER.

 

The information, pricing, estimates, and product information in this website may change without notice.  Please feel free to contact Lanni Insurance directly for information regarding your insurance needs for current information or to discuss specific matters.

 

Intellectual Property

All images, articles and other content in this website are owned by Lanni Insurance unless otherwise indicated or were obtained from the public domain and are used under the belief that Lanni Insurance’s use of such material does not violate any third party’s rights to such material.  The website and its contents are for the visitor’s personal, noncommercial use.  The website may use or refer to the intellectual property, including trademarks and copyrights belonging to others.  No ownership is claimed over the intellectual property of others.  If you are an owner of any intellectual property used in this website and you wish to discuss Lanni Insurance’s use of such intellectual property and or to have such intellectual property removed, please contact Lanni Insurance directly.

 

No license or right in any of Lanni Insurance’s intellectual property (trademarks, service marks, trade secrets, copyrights, etc.) is granted to any visitor of the website.  We reserve the right in our absolute discretion to limit the use of any of our intellectual property.

 

This website may link, republish or refer to publications, websites or content created or owned by third parties; you recognize that Lanni Insurance does not warrant the accuracy of the content put forth by third parties.  Such connection or reference between this website and third party resources is not meant to imply any ownership, partnership, control, endorsement, sponsorship, or any other similar relationship between Lanni Insurance and any third party, unless otherwise expressly stated.

 

If you wish to link to this website or republish any of the content contained herein for commercial purposes, then you agree that you shall only do so subject to Lanni Insurance’s grant of authorization and you further agree to immediately remove such link or republication immediately upon demand by Lanni Insurance.

 

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